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Author: Andrea Sneed

Agent Spotlight / Our Company

Agent Spotlight: Meet Rebekah Amick

I am Rebekah Amick and recently licensed in real estate working at Bowling & Kugler! My husband and I live in Liberty Township and we have 4 children. We absolutely …

Agent Spotlight / Our Company

Agent Spotlight: Mike Hundley

We’d like to introduce you to one of our newer faces here at Bowling & Kugler Realty, Mike Hundley! Mike’s previous professional career started in 1987 where he was employed …

Agent Spotlight / Our Company

Agent Spotlight: Meet Barbara Meehan

Meet our newest Bowling & Kugler agent! Barbara’s very excited to join our team! Her past professional sales career was with The Cincinnati Regional Chamber of Commerce. She obtained her …

Community Service / Local Business / Our Company

Ross Community Foundation (RCF) – Donations

This month we’d like to invite you all to give back to our community by helping us raise money for a local non-profit! Many of our agents grew up in …

Local Events

Local Events in Hamilton (October 2023)

It’s fall! And we want to connect you with the community and everything that is going on locally. You will probably see our agents out enjoying these activities with their …

Agent Spotlight / Our Company

Agent Spotlight: Meet Logan Oliver

Meet our newest Bowling & Kugler agent, Logan Oliver! You could say that real estate runs through Logan’s blood – he is a great grandson of our founders, Hugh and …

Local Business / Small Business Spotlight

Local Business Spotlight: The Farmer’s Collective

This month our local business feature is The Farmer’s Collective! The Farmer’s Collective is a new shop in Hamilton on Main Street that is bringing local produce, flowers, and products …

New Life Mission Logo
Community Service / Local Events / Our Company

New Life Mission – Donations

This month we’d like to invite you all to help us give back to the community by helping us raise money for a local non profit organization! At Bowling & Kugler, we …

Mortgage Loan Calculator
Enter a "0" (zero) for one unknown value above.
Enter annual amounts for above two inputs.
©2024 AccurateCalculators.com $ : mm/dd/yyyy
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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

  •  60 months =  5 years
  • 120 months = 10 years
  • 180 months = 15 years
  • 240 months = 20 years
  • 360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator

Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.

Recent Posts

  • Agent Spotlight: Meet Rebekah Amick
  • Agent Spotlight: Mike Hundley
  • Agent Spotlight: Meet Barbara Meehan
  • Ross Community Foundation (RCF) – Donations
  • Local Events in Hamilton (October 2023)

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